• info@nccudominica.com
  • Opening Hours

    Monday - Thursday 8am - 3pm

    Friday 8am - 4pm

    NB St. Paul Branch : Thursday Closed, Saturday 9am - 1pm

Overdrafts

ProvidingIt’s ready access to cash when you really need it!

BENEFITS

Save Money
  • Low-interest rate of 12% per annum on the reducing balance
  • No processing fees
  • No hidden charges
Access
    •  Easy access to your overdraft by cheque, ATM or over the counter
    Flexible
    • Up to five (5) years to repay
    • Repayment can be extended when you apply for a loan to build or buy a home
    • Purchase furniture, equipment, appliances, personal computers, clothing, books. Pay for school expenses, weddings, funerals, maternity, taxes, legal fees and investments. Meet the costs of special items and occasions
    Convenience
    • Ready cash for when you really need it
    Peace of Mind
    • Protection at any time against overdrawing your chequing account
    • Against having returned cheques because of insufficient funds

REQUIREMENTS

  • A minimum 5% of the total amount of the loan requested
  • Employed persons — most recent pay-slip or salary statement from your employer
  • Member Share based on the amount of loan
  • Self-employed persons — recent financial statements of business
  • Details of security being offered
  • Your NCCU passbook(s)
  • A valid photo identification (eg. Social Security card or passport or driver’s licence)